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Home Loans & Lending Solutions

Helping individuals, families, investors and business owners secure the right solution for their unique circumstances

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Commercial & SMSF Lending

Specialist lending solutions for commercial property, business finance and SMSF lending

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Calculators

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SJD finance

SJD finance helps individuals, families, investors and business owners secure lending solutions tailored to their unique goals and circumstances.

Whether you're purchasing your first home, refinancing, investing or navigating a more complex Commercial or SMSF lending scenario, every client's circumstances are different. Taking the time to understand your goals and comparing a broad range of Australian lenders helps ensure the lending solution is the right fit for your needs.

Clear communication and personalised support are provided throughout the entire process, helping make the lending journey as straightforward as possible.

About us

Residential Lending

Supporting a wide range of residential lending needs, with solutions tailored to your individual goals and circumstances.

We can help with Home Loans, First Home Buyers, Refinancing, Investment Lending and more.

Explore Solutions

Commercial & SMSF Specialists

Specialist lending solutions for more complex scenarios, with strategic lender selection and tailored finance structures.

We can assist with Commercial Property, Asset Finance, SMSF, Development lending and more.

Explore Solutions

Broad Lender Panel

With access to a broad panel of Australian lenders, including Major Banks and Non-Bank Lenders, we compare options to help find a lending solution suited to you.

We work with PAYG Employees, Self-Employed Borrowers, Sole Traders and Trust Structures.

Lender Partners

Personalised Service

Deal directly with the business owner from your first enquiry through to settlement 

 

We provide one point of contact from end-to end, clear regular updates, personalised guidance and, no Broker Fees.

Why work with us

Lenders SJD finance work with

What Clients Say

5 Star Google Reviews

"Choosing a good financial broker can certainly be a minefield. Here is where my review may assist you! Sam is professional, personable, responsive and super knowledgeable in this space. He recently assisted with the refinancing of our costly and high mortgage rate to a much lower interest rate. Every interaction with him was a joy! If I could give him a 10 star review I would and I would not hesitate to recommend or personally use his services in the future. He is one of a kind ! Thanks so much Sam :) "

Andrea Waring

"We honestly couldn't have asked for a better mortgage broker. Sam took the time to explain every option clearly, walked us through the numbers and made what can be a stressful process feel smooth and straightforward. If you want someone who is professional, detail-oriented and truly in your corner, we can't recommend Sam highly enough. We will be using him again for our next property purchase."

Gemma Lumley

Sam provided outstanding service throughout our mortgage process. He was incredibly helpful, took the time to clearly explain every step, and patiently answered all of our questions. His guidance helpd us in making the right decisions. Sam's professionalism, knowledge, and dedication made the entire experience smooth and stress-free. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker.

Vreij Avedissian

I used to think brokers cost extra, but they don’t, the lender pays them! Once I found this out, it was a no-brainer. Sam was amazing, making the entire process stress-free and keeping us updated every step of the way. Thanks to his guidance and expertise, we felt completely confident and couldn’t recommend him highly enough.

Wendy S 

Sam Dobbins at SJD Finance was outstanding. He always answered his phone, kept us informed every step of the way, and achieved what others couldn’t - getting our refinance approved. Professional, responsive, and genuinely committed to helping his clients. We highly recommend Sam to anyone looking for a mortgage broker.

Katrina B

Meet Sam Dobbins

Sam Dobbins, Mortgage Broker at SJD finance

As Principal Mortgage Broker at SJD finance, Sam Dobbins works with individuals, families, investors and business owners across a wide range of lending scenarios. Known for his calm and approachable manner, Sam takes the time to explain the lending process clearly, helping clients feel informed and confident throughout the journey.

 

Having worked extensively with major banks and non-bank lenders in Australia and the UK, he has experience across residential, commercial and SMSF lending, including more complex lending structures. 

 

Clients deal directly with Sam throughout the process, from the initial enquiry through to settlement. Whether you're buying, investing, refinancing or growing your business, Sam is here to help.

Book a call

Personalised Service

Deal directly with the business owner from your first enquiry through to settlement 

 

We provide one point of contact from end-to end, clear regular updates, personalised guidance and, no Broker Fees.

Residential Lending

Supporting a wide range of residential lending needs, with solutions tailored to your individual goals and circumstances.

We can help with Home Loans, First Home Buyers, Refinancing, Investment Lending and more.

Broad Lender Panel

With access to a broad panel of Australian lenders, including Major Banks and Non-Bank Lenders, we compare options to help find a lending solution suited to you.

We work with PAYG Employees, Self-Employed Borrowers, Sole Traders and Trust Structures.

Commercial & SMSF Specialists

Specialist lending solutions for more complex scenarios, with strategic lender selection and tailored finance structures.

We can assist with Commercial Property, Asset Finance, SMSF, Development lending and more.

Contact Us

Whether you're ready to apply or simply want to understand your options, get in touch with Sam to talk through your lending needs and the next steps. You can send an enquiry here or book a time to chat.

Address: PO Box 464 Crows Nest, NSW 1585

Phone: 0497 716 328

Email: sam@sjdfinance.com.au

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